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Rates Continue Holding 3-Year Lows

June 30, 2016 By Pacific Funding Group

Posted To: Mortgage Rate Watch

Mortgage rates roughly unchanged today, on average, with some lenders showing slight improvements while others moved just a bit higher. Even on individual lenders’ rate sheets there were some cases of the lowest rate offerings improving while higher rate offerings got worse. This refers to the “cost” associated with any given rate. It’s a behind-the-scenes number that dictates the value of upfront closing costs or lender credit. In most cases, the actual interest rate doesn’t move on any given day, and instead, it’s the upfront costs that allow for fine-tuning adjustments. In terms of actual interest rates, quite a few lenders continue to offer 3.375% on top tier conventional 30yr fixed quotes. It’s sharing roughly equal territory with 3.5% in that regard, but there are a few aggressive lenders…(read more )

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Filed Under: PFG Blog

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Equal Housing Opportunity Lender. Not a commitment to lend. Rates and programs are subject to change. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. AGV Grouppe, Inc. dba CU Lending; Pacific Funding Group | 1261 LOCUST ST #2424 WALNUT CREEK, CA 94598 | DRE License ID: 01796227 | NMLS ID:2258009

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