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PFG Blog

Buyer Competition Is Good News for Sellers [INFOGRAPHIC]

April 2, 2021 By Pacific Funding Group

Some Highlights With so many buyers looking for homes to purchase and so few houses available today, there’s a substantial increase in bidding wars, and homes are selling fast. According to the latest Realtors Confidence Index Survey from the National Association of Realtors (NAR), on average, … [Read more...] about Buyer Competition Is Good News for Sellers [INFOGRAPHIC]

Filed Under: PFG Blog

There’s No Reason To Panic Over Today’s Lending Standards

April 1, 2021 By Pacific Funding Group

Today, some are afraid the real estate market is starting to look a lot like it did in 2006, just prior to the housing crash. One of the factors they’re pointing to is the availability of mortgage money. Recent articles about the availability of low down payment loans and down payment assistance … [Read more...] about There’s No Reason To Panic Over Today’s Lending Standards

Filed Under: PFG Blog

Is Homeownership Still Considered Part of the American Dream?

March 31, 2021 By Pacific Funding Group

Since the birth of our nation, homeownership has always been considered a major piece of the American Dream. As Frederick Peters reports in Forbes: “The idea of a place of one’s own drives the American story. We became a nation out of a desire to slip the bonds of Europe, which was still in many … [Read more...] about Is Homeownership Still Considered Part of the American Dream?

Filed Under: PFG Blog

How a Change in Mortgage Rate Impacts Your Homebuying Budget

March 30, 2021 By Pacific Funding Group

Mortgage rates are on the rise this year, but they’re still incredibly low compared to the historic average. However, anytime there’s a change in the mortgage rate, it affects what you can afford to borrow when you’re buying a home. As Sam Khater, Chief Economist at Freddie Mac, shares: “Since … [Read more...] about How a Change in Mortgage Rate Impacts Your Homebuying Budget

Filed Under: PFG Blog

What It Means To Be in a Sellers’ Market

March 29, 2021 By Pacific Funding Group

If you’ve given even a casual thought to selling your house in the near future, this is the time to really think seriously about making a move. Here’s why this season is the ultimate sellers’ market and the optimal time to make sure your house is available for buyers who are looking for homes to … [Read more...] about What It Means To Be in a Sellers’ Market

Filed Under: PFG Blog

2021 Real Estate Myth Buster [INFOGRAPHIC]

March 26, 2021 By Pacific Funding Group

Some Highlights There are a lot of misconceptions about buying or selling a home today, making it challenging to know exactly how to navigate the current real estate landscape. Here’s a little clarity when it comes to 5 common myths about the 2021 housing market. Let’s connect to discuss your needs … [Read more...] about 2021 Real Estate Myth Buster [INFOGRAPHIC]

Filed Under: PFG Blog

Buyer & Seller Perks in Today’s Housing Market

March 25, 2021 By Pacific Funding Group

Right now, the housing market is full of outstanding opportunities for both buyers and sellers. Whether you’re thinking of buying your first home, moving up to a bigger one, or selling so you can downsize this spring, there are perks today that are powering big moves for people across the country. … [Read more...] about Buyer & Seller Perks in Today’s Housing Market

Filed Under: PFG Blog

Why You Should Think About Listing Prices Like an Auction’s Reserve Price

March 24, 2021 By Pacific Funding Group

For generations, the homebuying process never really changed. The seller would try to estimate the market value of the home and tack on a little extra to give themselves some negotiating room. That figure would become the listing price of the house. Buyers would then try to determine how much less … [Read more...] about Why You Should Think About Listing Prices Like an Auction’s Reserve Price

Filed Under: PFG Blog

Should We Fear the Surge in Cash-Out Refinances?

March 23, 2021 By Pacific Funding Group

Freddie Mac recently released their Quarterly Refinance Statistics report which covers refinances through 2020. The report explains that the dollar amount of cash-out refinances was greater in 2020 than in recent years. A cash-out refinance, as defined by Investopia, is: “a mortgage refinancing … [Read more...] about Should We Fear the Surge in Cash-Out Refinances?

Filed Under: PFG Blog

What Credit Score Do You Need for a Mortgage?

March 22, 2021 By Pacific Funding Group

According to data from the most recent Origination Insight Report by Ellie Mae, the average FICO® score on closed loans reached 753 in February. As lending standards have tightened recently, many are concerned over whether or not their credit score is strong enough to qualify for a mortgage. While … [Read more...] about What Credit Score Do You Need for a Mortgage?

Filed Under: PFG Blog

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Antioch CA Location

Pacific Funding Group
5123 Lone Tree Way
Antioch, CA 94531
T: (925) 634-6700
F: (925) 240-6000

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3189 Danville Blvd. Ste 225
Alamo, CA 94507
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343 E Main Street, Suite 904
Stockton, CA 95202
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F: (925) 240-6000

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