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Blog

Vallejo Business Owner Arrested for Alleged Foreclosure-Rescue Fraud Scheme

May 11, 2016 By Pacific Funding Group

SACRAMENTO, Calif. — A sixty 2 year old man of Poway, was arrested on Wednesday in San Diego. On Thursday, April 14, a federal grand jury returned a six-count superseding indictment against him that added a 42 year old co-defendant from Fairfield, to the indictment originally brought on March 3, … [Read more...] about Vallejo Business Owner Arrested for Alleged Foreclosure-Rescue Fraud Scheme

Filed Under: Blog, PFG Blog

Should you go for a fixed rate mortgage?

April 5, 2016 By Pacific Funding Group

Once you've made the decision to take those formidable first steps towards homeownership, you'll soon find that there are a number of important decisions that you'll need to make next. Perhaps the most important of those involves choosing exactly which type of mortgage option is the right one to fit … [Read more...] about Should you go for a fixed rate mortgage?

Filed Under: Blog, PFG Blog

Are You Ready For Lower Mortgage Rates?

March 21, 2016 By Pacific Funding Group

With interest rates at near-record lows, the past few years have been a great time to buy a new home. But now, despite the recent motion by the Federal Reserve to raise its fund - a move that was believed to surely raise interest rates - mortgage rates are about to do the exact opposite, … [Read more...] about Are You Ready For Lower Mortgage Rates?

Filed Under: Blog, PFG Blog

Five Important Signs That You Are Ready For Homeownership

March 13, 2016 By Pacific Funding Group

You have been renting an apartment ever since you graduated college. Several of your friends keep telling you that their monthly mortgage for the home that they own is less than your monthly rent. “You should buy a home,” one of your friends told you. “You’re throwing money away. You should be … [Read more...] about Five Important Signs That You Are Ready For Homeownership

Filed Under: Blog, PFG Blog

Understanding the Value of Morgtgage Pre-Approvals

March 11, 2016 By Pacific Funding Group

When it comes to buying a home, it’s smart to get all of your ducks lined up in a row. Before you head out to do some house hunting, having a pre-approval for a mortgage puts you in the driver’s seat. First, it helps you focus in on homes that are realistically in your price range. Second, it gets … [Read more...] about Understanding the Value of Morgtgage Pre-Approvals

Filed Under: Blog, PFG Blog

Homebuyers! a Dozen Ideas on a Down Payment

March 7, 2016 By Pacific Funding Group

First of all, check with your Loan Officer to insure that the funds you presently have for your down payment are acceptable based on the loan program you intend to use. Hopefully you have committed to a specific real-estate agent and they can be a good source to learn about any State or local … [Read more...] about Homebuyers! a Dozen Ideas on a Down Payment

Filed Under: Blog

How to Remove Mortgage Insurance

March 4, 2016 By Pacific Funding Group

How Can We Remove Our Private Mortgage Insurance? Private Mortgage Insurance (or PMI, or MI) is an additional monthly fee required by most lenders when your down payment on a home or refinanced equity position is less than 20 percent. This money pays an insurance premium which protects the bank in … [Read more...] about How to Remove Mortgage Insurance

Filed Under: Blog, PFG Blog

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Equal Housing Opportunity Lender. Not a commitment to lend. Rates and programs are subject to change. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. AGV Grouppe, Inc. dba CU Lending; Pacific Funding Group | 1261 LOCUST ST #2424 WALNUT CREEK, CA 94598 | DRE License ID: 01796227 | NMLS ID:2258009

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